APWU Members, you have options.

The Voluntary Benefits Plan offers two options to help replace your paycheck, if a covered illness or injury keeps you out of work¹ : Short-Term and Long-Term Disability Insurance. Each will send you a cash benefit for up to 66% of your average monthly income — as much as $3,500 a month, $42,000 a year. Both coverages have specially negotiated member rates through New York Life Insurance Company, an industry leader for over 175 years, payable through payroll deduction.

Short-Term Disability Insurance



Continue to collect a steady income for up to 12 months.² No medical exam needed to receive coverage, just answer a few health questions.

Long-Term Disability Insurance

Your coverage can continue after your short-term disability benefits ends.³ You can continue to collect benefits up to age 65, or when you return to work.

Both coverages are designed to work hand in hand and can be purchased together to provide continuous protection. Don't wait, get peace of mind with disability income today!